WebMoney Merchant Service

WebMoney Merchant Service integration

A global settlement system and environment for online business.

Integration of WebMoney Merchant Service with Post Affiliate Pro.

How to integrate PostAffiliatePro with WebMoney Merchant Service

1. Activate WebMoney plugin inMerchant Panel - > Plugins
2. If you use WebMoney Secret Key for security(recommended), set your Secret Key in Merchant Panel - > Plugins -> Configure WebMoney plugin.

Configure WebMoney Merchant

1. Go to WebMoney Merchant - > Settings -> Web Merchant Interface choose your purse from Purse List and click change.
2. In Merchant Purse Settings set secret key(recommended) and check the checkbox.(Do not forget to set same secret key in PAP WebMoney plugin configuration!)
3. Set Result URL to: https://URL_TO_PostAffiliatePro/plugins/WebMoney/webmoney_result.php
4. Set Success URL to: https://URL_TO_PostAffiliatePro/plugins/WebMoney/webmoney_success.php
5. Set Method of requesting Fail URL to: POST
6. Set Fail URL to: https://URL_TO_PostAffiliatePro/plugins/WebMoney/webmoney_failed.php
7. Set Method of requesting Fail URL to: POST
8. Set Signature algorithm to: MD5

Add code to every WebMoney button form

Now add the following code into EVERY WebMoney button form:

<input type="hidden" name="PAP_COOKIE" value="" id="pap_9ns6b41z">
<script id="pap_x2s6df8d" src="https://URL_TO_PostAffiliatePro/scripts/notifysale.php" type="text/javascript">
</script>

Example

Example of uploaded WebMoney Form:

<!-- Begin WebMoney Button -->
<form method="POST" action="https://merchant.wmtransfer.com/lmi/payment.asp">
...
	<input type="hidden" name="LMI_PAYMENT_AMOUNT" value="12.08">
	<input type="hidden" name="LMI_PAYMENT_DESC" value="payment under the bill">
	<input type="hidden" name="LMI_PAYMENT_NO" value="1234">
	<input type="hidden" name="LMI_PAYEE_PURSE" value="Z145179295679">
...
	<input type="hidden" name="LMI_SIM_MODE" value="0">
	<input type="hidden" name="PAP_COOKIE" value="" id="pap_9ns6b41z">
	<script id="pap_x2s6df8d" src="https://URL_TO_PostAffiliatePro/scripts/notifysale.php" type="text/javascript"></script>
	<script type="text/javascript">PostAffTracker.setAccountId('Account_ID');
		PostAffTracker.writeCookieToCustomField('pap_9ns6b41z');
	</script>
...
</form>
<!-- End WebMoney Button -->

What is WebMoney Merchant Service?

WebMoney Merchant Service provides technical support that enables merchants to configure digital wallets for automatic payment processing. It offers a range of functionalities, including:

• Wallet Parameter Setup: Customize wallet settings to suit specific business requirements.
• Diverse Payment Methods: Accept payments via bank cards, Bitcoin, and more.
• Geographic Payment Filters: Control payment acceptance based on geographic locations.
• XML-Interface Configurations: Utilize XML interfaces for advanced integration and settings.
• Statistics Tracking: Monitor transactions and financial activities with detailed reports.
• Security Measures: Implement features like signature verification to enhance transaction security.

By integrating these capabilities, WebMoney Merchant Service helps businesses streamline their payment processes, ensuring transactions are handled efficiently and securely.

Established on November 20, 1998, WebMoney Merchant Service has evolved significantly over the years. Initially focused on core digital transaction functionalities, the platform expanded to include:

• Diverse Payment Options: Incorporation of various payment methods to accommodate global users.
• Geographic Settings: Enhanced control over where payments can be accepted or restricted.

This evolution reflects the service’s adaptability in the ever-changing digital finance landscape, impacting online business activities worldwide.

WebMoney Merchant Service primarily caters to merchants seeking automated payment solutions. Its focus includes:

• Security and Reliability: Providing a secure platform for financial transactions.
• Wide Range of Tools: Assisting businesses in accepting various payments and managing finances.
• Customization Options: Allowing businesses to tailor the payment process to their specific needs.

By addressing these areas, WebMoney aims to support businesses in optimizing their payment processing workflows.

Main Features of WebMoney Merchant Service

WebMoney Merchant Service boasts several key features designed to enhance payment processing:

• Payment Settings and Workflow Customization: Configure how payments are processed, ensuring alignment with business operations.
• Compatibility with Multiple Wallets and Currencies: Support for various wallets and currencies facilitates international transactions.
• Signature Verification for Security: Enhance transaction integrity through advanced security protocols.
• XML Interfaces for Advanced Settings: Allow for deeper integration and customization through XML-based configurations.
• Detailed Transaction Statistics: Access comprehensive data to analyze financial performance.
• Acceptance of Various Payment Methods: Expand customer payment options, including bank cards and cryptocurrencies like Bitcoin.

These features collectively aim to provide a robust platform for managing digital payments effectively.

Pricing Options for WebMoney Merchant Service

The pricing structure of WebMoney Merchant Service includes:

• Transaction Fee: A standard fee of 0.8% per transaction.
• Maximum Limits: Specific caps on fees depending on the currency type.
• Fee Waivers: Transactions between the same type of purses under qualifying conditions may have fees waived.

Businesses should consider these costs in relation to their transaction volumes and currencies used to assess overall financial impact.

Key User Insights on WebMoney Merchant Service

Pros:

• Enhanced Security Features: Users appreciate the robust security measures that protect transactions.
• Additional Functionalities: Offers more features compared to some competitors, providing greater flexibility.

Cons:

• High Fees: Many users find the transaction fees to be on the higher side.
• Poor Customer Service: Reports indicate dissatisfaction with customer support responsiveness and effectiveness.
• Complex Interfaces: The platform’s interface can be challenging to navigate, potentially hindering user experience.
• Issues with Funds: Some users have experienced problems accessing or withdrawing their funds.

Overall Experience: WebMoney Merchant Service receives mixed reviews, with low user satisfaction ratings highlighting areas such as usability and customer support that require improvement.

Video Reviews on WebMoney Merchant Service

For additional perspectives, consider watching these YouTube reviews:

1. WebMoney Merchant Service Overview and Review

2. How to Use WebMoney Merchant Services Effectively

3. Pros and Cons of WebMoney Merchant Service

These videos provide practical insights and user experiences that can help businesses make informed decisions.

Alternatives to WebMoney Merchant Service

Businesses exploring other payment processing options may consider the following alternatives:

1. Advcash: Multi-currency payment platform with global reach.
2. Airtm: Digital wallet and peer-to-peer exchange supporting various currencies.
3. Perfect Money: Secure online payment system for transferring funds and making payments.
4. PAYEER: Offers payment processing, currency exchange, and more.
5. GCash: Mobile wallet service for easy money transfers and payments.
6. Satispay: Payment network focusing on simplicity and cost-effectiveness.
7. Paylib: French mobile payment solution for secure transactions.
8. Cryptopay: Provides cryptocurrency wallets and payment solutions.
9. BitPay: Leading provider of Bitcoin payment technology.
10. Mangopay: Tailored payment solutions for marketplaces and crowdfunding platforms.

Each alternative offers unique features and benefits. Businesses should evaluate them based on specific needs such as supported currencies, fees, and integration capabilities.